2433 Highway 522
Questa, NM 87556
(575) 586-0423
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Loan App / Rates

Loan Application Form

Loan Application Form (2nd page)

Share Rates

  • Set by the Board in June and December of each year.

Share Certificates (CD’s)

Amount                                            6 Months                                  Year

$1,000.00 – $19,999.99         ———-                                     0.10%

$20,000.00 & Above          0.10% – 0.11% APY                    0.25%

Loan Rates

AUTO

VEHICLES (NEW) INCLUDES STREET BIKES 2015 – 2016 with under 10,000 miles

(As low as these rates depending on credit score)

5 Year Financing     AS LOW AS                                        2.99%

7 Year Financing       AS LOW AS                                      2.99%

 

VEHICLES (USED) INCLUDES STREET BIKES

(As low as these rates depending on year of vehicle and credit score)

5 Year Financing              AS LOW AS                                  6.50%

 

REAL ESTATE

REAL ESTATE (CAT. A)   AS LOW AS                                 5.00%

REAL ESTATE (CAT. B)    AS LOW AS                                6.50%

REAL ESTATE (CAT. C)   AS LOW AS                                 8.00%

 

MOBILE HOME

MOBILE HOMES (NEW)          AS LOW AS                                            5.00%

MOBILE HOMES (USED as low as depending on year)                          6.50%

SIGNATURE                   AS LOW AS                                                      10.00%

OTHER (ATV’S, DIRT BIKES, EQUIPMENT ETC.)  AS LOW AS            9.00%

 

SHARE SECURED                                                                                           4.00%

CD SECURED                                                                                                  4.00%

 

All Accounts

Account Research Fee – $25.00 per hour

Dormant Fee (No Activity for 12 months) – $10.00 per year

Late Fee on Loans – $25.00

Stop Payment Fee – $25.00

Statement Copy Fee – $2.00 per copy

Share

Excess withdrawal fee of 5.00 per transaction after 4 transactions

Membership

Membership Share – $25.00 par value

Membership Joining Fee – $1.00

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